Samsung Pay can be used anywhere outside the U.S. However, with Android 6.0 or higher, you can use Samsung Pay on your smartwatch even if it’s connected to a non-Samsung Android phone. The major drawback of Samsung Pay is that it’s compatible only with select Samsung phones and watches. If you’re a fan of Samsung’s line of products, including electronics and appliances, you’ll also be able to earn bigger discounts to use when you purchase big ticket items as you move through the tiered levels. Since you earn points for every purchase made through the app, you have more opportunities to score. Samsung Pay’s rewards program gives the app an edge over Google Pay. When you’re adding the funding source, you also have the option to set up biometric security for additional protection.Ī Better Way to Bank Why Is Samsung Pay the Best? To make purchases through Samsung Pay, you must first link it to a debit, credit, or gift card compatible with the platform. The wallet also is compatible with PayPal. You also can swipe from left to right to quickly switch between linked debit and credit cards when it’s time to pay. To open the app, simply swipe up from the bottom of the display on the home screen or lock screen.

The user experience with Samsung Pay is largely positive. However, Samsung discontinued MST support for its phones beginning with the debut of the S21 series phone. For years, Samsung Pay supported the older MST as well as near-field communication (NFC), which is now more common. The digital wallet has been a long-time favorite of users who like the easy-use interface and those who need to use magnetic secure transmission (MST) technology. If you have a Samsung phone, chances are you have the Samsung Pay app already installed as a default app.

Google wallet app